Contact Info

Our Office

2301 Jefferson Ave., Suite 10 Washington, Pa 15301

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Open Office Hours

M-F: 8am – 6pm
S-S: 10am – 4pm

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Get in Touch

rgrimm@rlgfinancialconcepts.com

(724) 228-9534

Call: (724) 228-9534

Building Relationships | Assessing Needs | Customizing Plans

Medicare Advantage

RLG Financial Concepts offers Medicare Advantage Plans through a variety of insurance companies. 

Medicare Supplement

RLG Financial Concepts offers Medicare Supplement Plans from a variety of carriers.

Prescription Drug Plans

RLG Financial Concepts offers Prescription Drug Plans from a variety of carriers. 

Annuities

In today’s turbulent financial markets people who are in retirement or approaching retirement are concerned about safety and protection of their money.

Life Insurance

Life insurance is a form of protection from financial loss that grants your beneficiaries cash benefits in the event of your death.

LTC Insurance

About a major risk to you and your family’s financial, physical and emotional well being? Are you aware of the risks associated with needing Long Term Care?

Contact Us

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What is Medicare?

Medicare is the federal health insurance program for:

  • Most people age 65 and over
  • Certain people younger than 65 with disabilities
  • People with amyotrophic lateral sclerosis (ALS), also known as Lou Gehrig’s disease
  • People with end-stage renal disease (ESRD), also known as permanent kidney failure
What does Medicare cover?

Medicare covers health care services and items that are medically necessary and reasonable as follows:

  • Medicare Part A covers inpatient hospital stays, inpatient skilled nursing facility stays, home health care and hospice care.
  • Medicare Part B covers outpatient medical services such as doctor visits, diagnostic lab tests and preventive care.
  • Medicare Part D covers most prescription drugs. For more information, see Medicare Basics.

Note: Medicare Part C refers to Medicare Advantage (MA) plans. An MA plan is an alternative to Original fee-for-service Medicare. MA plans are sponsored by Medicare, which pays private insurance companies to provide health services to beneficiaries who enroll in these plans. For more information, see Medicare Advantage.